Credit and
risk management takes place in the credit control area. According to your
corporate requirements, you can implement credit management that is centralized,
decentralized, or somewhere in between.
An organizational unit that represents the area where customer
credit is awarded and monitored. This organizational unit can either be a single
or several company codes, if credit control is performed across several company
codes. One credit control area contains credit control information for each
customer.
For example, if your credit
management is centralized, you can define one credit control area for all of
your company codes.
If, on the other hand,
your credit policy requires decentralized credit management, you can define
credit control areas for each company code or each group of company codes.
Credit limits and credit exposure are
managed at both credit control area and customer level. You set up credit
control areas and other data related to credit management in Customizing for
Financial Accounting. The implementation guide is under Enterprise Structure
-> Definition or Assignment -> Financial Accounting and then Maintain
credit control area. You assign customers to specific credit control areas and
specify the appropriate credit limits in the customer master record.
Tips
Settings for determining the credit control area of a document.
The settings of items 1 - 4 are taken into account according to their priority.
The credit control area found is stored in field VBAK-KKBER.
1. Transaction OB38
Check which credit control area is assigned to the company code.
Company code:
Credit control area:
2.
Transaction OVFL
Check which credit
control area is assigned to the sales area.
Sales area:
Credit control
area:
3. Transaction XD02 or
VD02
Check which credit control area is
assigned to the payer.
Payer:
Credit control area:
4.
Transaction SE37
Is user exit
EXIT_SAPV45K_001 being used?
5. Transaction
OBZK
For the settings under items 2 - 4,
field "All company codes" must be marked in Transaction
OB45, or the credit control area must be entered under
the relevant company code in table
T001CM of
the credit control areas allowed.
Company code:
Credit control areas allowed:
6. Settings for the credit checks
7. Transaction OVAK
Which settings do exist for the sales document type used?
Sales document:
Check credit:
Credit group:
8. Transaction OVAD
Which settings do exist for the delivery type used?
Delivery type:
Credit group for delivery:
Credit group for goods issue:
9. Transaction OB01
Credit management/Change risk category
Definition of the risk category for each credit control area.
This risk category can be
assigned to a credit
account by using Transaction FD32.
10. Transaction OVA8
Here, the individual credit checks for key fields
o credit control area
o risk category
o credit group
are set. Take these key fields from the above settings and go to the detail
screen. In particular, check whether fields
"Reaction" and "Status/block" are set
correctly. To carry out follow-up actions in case of a credit
block, the credit check
status must be set
(field "Status/block").
11. Transaction
FD32
Credit master data for the payer of
the relevant document.
Credit account:
Credit limit:
Risk category:
Currency:
12. Settings for updating the credit values
Update of the credit values is required for the limit
check (static or dynamic credit limit check).
13. Transaction OVA7
Update of the credit value is active for the
corresponding item type if the check box is marked. This field corresponds to
field "Active receivable" in Transaction
VOV7.
Item type:
Active receivable:
14.
Transaction V/08, Pricing
In the pricing
procedure used for pricing, subtotal "A" must be entered in a line for
determining the credit value (mark the pricing
procedure and doubleclick on "Control").
Usually, the net value plus taxes is used. This way the system
is determined to use this
subtotal for credit
pricing. The credit price is stored in field VBAP-CMPRE and used for
update and credit check.
You can find the used pricing procedure of the order under "Item
-> Condition -> Analysis".
Pricing
procedure:
Line with subtotal = 'A':
15. Transaction OB45
Which update group (field "Update") do you
use in the relevant credit control area? The
default setting is "12". If you use another update group, check
whether this is fine with
you. If you open an
OSS
Credit control area:
Update:
16. Transaction OMO1
Which kind of update did you choose for
structure S066?
In any case, "Synchronous
update (1)" has to be chosen as the kind of update.
All other settings will lead to errors.
